Rising Cost of Moving House — Why it’s Better to Extend Your Home

 

An unfortunate fact of life in the UK is that it’s getting more and more expensive to move house every year. From taxes and duties to the simple logistics of getting all your belongings from one place to another, there are plenty of hidden fees to trip you up if you’re not careful. Here is a partial list of things to look out for…

 

Stamp duty

 

Assuming you’re not a first time buyer, you’ll be paying a percentage in stamp duty on your new home, starting at a value of £125,000 in England, Wales and Northern Ireland, or £145,000 if you’re in Scotland.

 

Valuation fee

 

This is charged by a mortgage broker before they assess how much they can lend you, and it can be anything up to £1,500, depending on the value of your property.

Legal fees

 

There’s a lot of paperwork involved in moving home, and you’ll need the services of a solicitor to ensure everything is in order. This can run you up to a maximum of £1,500.

 

Mortgage arrangement fee

 

This is a common charge in the process of getting your mortgage sorted. Expect to pay around £1,000 for the privilege, and if you’re unlucky, maybe even £2,000.

Land registry fee

 

In order to update the Government Land Registry and solidify your status as the new legal owner of your property, you’ll need to get this sorted. It can cost up to £1,000, depending on the value of your property.

 

Insurance

 

It’s important to get everything insured in case the worst should happen, but this will run you up a significant bill.

Estate agency fees

 

Selling one place to move into another? Well, you’ll be paying commission to your estate agent, potentially to the tune of more than £2,000.

 

New phone line/broadband

 

Got internet in the new place? Costs of installing a new line can go up to £75 or so.

Moving paraphernalia

 

You’ll be surprised how many things you realise you don’t have once you start the process of moving. Boxes? Bubble wrap? ‘Fragile’-marked sticky tape? It does add up! Then you’ve got to make sure you’ve got a way to transport it all, whether you’re driving it yourself or paying someone else to do it.

 

Maintenance and repairs

 

Unless your new home is brand-new, right off the shelf, then it’s an unfortunate fact that you’re likely going to have to do a little maintenance on it. Possibly more than you think — it’s estimated that the average repair bill for new homeowners is around £5,750!

 

VAT

 

Yeah… more bad news, we’re afraid. Lots of these costs are also going to have VAT slapped on top of them, at 20% of the cost.

 

If all this has got you a little alarmed, don’t panic. Moving home isn’t always the best solution, and if you’re finding the whole idea a little bit daunting, it may be best to explore other options. Are you planning on moving because you need more space, or you don’t like the look of your current home? Well, you can fix that without having to leave! Extending your home is a great way not only to improve its value, but also to make it a more pleasant place to live, spend time and make memories with your family. Give us a call today, and see what we can do to help keep you in your home and save you a thick bundle of cash.

 

Why the trend of extensions and loft conversions is BOOMING in Essex and Hertfordshire

Extending living spaces. Adding new rooms. Converting cramped old lofts into wonderful, sunlit attic rooms. There’s no doubt about it – the trend of extensions and of conversions is booming in Essex and Hertfordshire. More and more people are getting planning permission to turn their home into the dream space they always wanted — but why is this? Let’s take a look.

Moving house is getting more expensive

 

There are dozens of unexpected hidden costs involved in moving house that are just waiting to leap up and bite you. From legal fees to mortgage broker fees to the simple cost of getting all your possessions boxed up and in a van, moving house is a virtual minefield of ways to unexpectedly empty your wallet. And this is without even going into the uncertainty of the housing market and how changeable it can be. Many people believe home extensions are expensive but compared to the cost of moving house they’re a much smarter investment. We explain all in our blog 12 Myths About Property conversions

 

Finding the time

 

We’re all busier and busier these days, and moving home is a time-consuming activity before you’ve even found a house that you want to live in. With this in mind, it’s not hard to see why many people are opting to take on the comparatively easier task of remaking their current home rather than finding a new one.

 

Boost the home’s value

 

Even for those who have their heart set on moving, it still makes sense to extend. Home improvements and extensions are time-honoured way of increasing your house’s value, and if you’re nervous about putting it on the market, making it into a nicer place can assuage your fears. Be careful though — you might end up liking the new, improved home so much that you end up wanting to stay put!

 

Home improvements are getting more creative

 

Architects and designers have been coming into their own with home improvements in recent years, and there have been some amazingly inspiring projects that have completely transformed the clients’ homes. No more are builders simply sticking a boxy extra room onto a Victorian-style cottage — now you can dream up glass kitchen/diner rooms, chic loft-based living spaces, glazed walkways to connect outbuildings and more, and talented builders can make them happen! There’s never been a better time for home improvement creativity. Read our blog on 7 Smartest Ways to Spend Your Money as a Homeowner For some fresh ideas! 

We love our area… and our homes!

 

And there’s no shame in that. People grow to like where they live — they find friends, hobbies, and good schools for the kids. Uprooting your entire life to move a few miles down the road feels like a needless chore, and yet you can’t imagine living anywhere further than a few miles down the road.

 

What’s the solution? Extend, extend, extend! Bring the dream home to you and turn your existing property into the happy home you’ve always wanted. Not sure where to start? Give us a call today and tell us about your ideas — we’re betting we can turn them into reality.

 

 

 

Kitchen

Case Studies: Westcliff


The area

There’s nothing like living by the sea! Westcliff-on-sea sits on the north bank of the Thames estuary, and its close proximity to London makes it a perfect place for commuters with families to put down roots. It’s always a pleasure to head out to this part of Essex for a job to get a taste of the sea air.

 

The brief

We could spot the issue here as soon as we arrived at the property! Our client at Westcliff had an old lean-to at the side of their house that was in terrible shape, leaky and shabby. It was also an impractical place for the house’s creaking old boiler to be housed. The clients wanted to do away with the entire thing, and use the space that was created to make a new open-plan kitchen space where they could entertain friends and family.

Sounds like a plan to us! Time to get to work.

 

The job

First things first — the old lean-to needed to go! Thankfully this was quickly accomplished, leaving us free to get on with constructing a new single-storey side extension. We then knocked through the walls to make the open-plan kitchen and dining space our clients were dreaming of, and what’s more we added some aluminium bi-folding doors that could be opened fully for when the sun was out. This meant the space was even more open and airy — perfect for entertaining and al fresco dining.

 

The result

With the leaky old lean-to gone and the new open space put in, the clients’ home had been transformed into a beautiful place to live, entertain and enjoy that seaside air in the sun.

 

Another success! Time for the next job…

 

Case Studies: Billericay

The location:

Billericay is a lovely little Essex town and a place with truly ancient history — it’s thought to date back to the Bronze Age! It houses many beautiful residences from the Georgian and Victorian eras, and those lucky enough to live there have plenty of attractions to enjoy such as the beautiful Mill Meadows, a local nature reserve. It’s a gorgeous place to visit!

 

 

The brief:

It’s always a good feeling when a customer comes to us through word of mouth. This client approached us because they’d heard we know our business when it comes to double-storey extensions — and they were absolutely correct! It’s an area of particular expertise, and it’s always a pleasure to take on this kind of job.

The customer wanted not only to add two bedrooms to the upstairs, ideally with an ensuite, but also create an extended kitchen/dining area on the ground floor where the family could cook and eat together.

Sounds simple enough, right? Time to get to work…

 

 

The job:

First things first, the new bedrooms. We constructed the new double-storey extension in which to house the new master bedroom, complete with ensuite bathroom. This bedroom we finished off with full-height sliding doors and a glazed balcony — all the better to enjoy the beauty of Billericay from!

Next it was time to sort the downstairs. We knocked through the walls between the kitchen and dining room, creating the larger open-plan cooking and eating area for the family to enjoy, just as the client asked.

 

 

The result:

A home to match the loveliness of the town surrounding it! Adding space to both the upstairs and downstairs of the house has made into a much more relaxing and homey space, providing room for a family to grow and make a few memories together.

A wonderful success story! Time to move on to the next job…

 

 

 

 

Case Studies: Laindon

 

The area:

It’s always a treat to visit the parish of Laindon, a truly ancient village that can be traced back to the thirteenth century! These days it’s a peaceful but thriving community, where many happy families have made their homes, and are keen to make them better. That’s where we come in!

 

 

The brief:

Our clients in Laindon quite simply wanted more space! Their house was at capacity, and they needed not only bigger bedrooms for the kids but also a  larger living space where they could spend quality time together once the little ones were tucked up in bed. Having the right amount of space is key to a harmonious family life, and we were only too happy to accommodate in making this family’s dream a reality.

 

 

The job:

No one has ever accused us of doing things by halves, and from the start we could see that this job would require some major overhauling of the house. Indeed, a whole new room! We constructed a rear dormer loft conversion to house the brand new master bedroom for Mum and Dad, a peaceful space for them to relax and get a good night’s rest in peace. Doing this meant that the original master bedroom was freed up, and this is turn was available for one of the kids to move into — privacy gets all the more important as they grow up, as any parent will tell you.

 

Hey, presto! We’d transformed their three-bedroom property into a four-bed, thus bumping up its value on the market. We weren’t done yet though — next on the agenda was a rear extension downstairs, with bi-fold doors that opened fully and gave a lovely sense of space and opened up the living space for the family to enjoy.

 

 

The result:

The family were thrilled with the result of the work — a lovely, big open-plan kitchen and dining area that made for a great family space to spend time in. This also freed up the living room for cosy evenings on the sofa together, both for the kids and the parents.

 

 

 

10 Signs You’ve Outgrown Your Home

 

 

Is it time you had more space? We list ten ways to tell if your home isn’t suiting your needs any more

 

1. There’s clutter at every turn

Does it seem like every surface of your home is taken up with stuff? Your desk, your dining table, your floors, your bed, all covered with various bits and bobs that you can’t get rid of but don’t seem to have any place for. If this sounds like your home, then it’s a big red flag that you need more space.

 

 

2. You’re constantly tidying up

In a similar vein, there’s always something that needs putting away, isn’t there? Whether it’s that sagging clothes horse, that jumble of shoes or those fancy wine glasses that don’t properly fit in the cupboard, it always seems like there’s something you need to find a space for yet again.

 

 

3. You work from bed / the sofa / the kitchen table

Ideally, if you work from home, you should have a dedicated space to do so. It’s better for your mind, health and wellbeing. If you’re constantly finding yourself working from the same space where you eat dinner, watch telly or — god forbid — sleep, then it may be time to admit to yourself that you need more space.

 

 

4.More kids than bedrooms

This is a classic. Whether you’ve got little ones sharing a bunkbed or boomeranging uni graduates who are looking to crash, if the kids outnumber the rooms they can sleep in then it’s time to have a serious think about your space.

 

 

5. Little personal space

Everyone needs peace and quiet every so often. Are you finding it hard to get yours? Do you find yourself longing for a quiet room where you can read, relax and enjoy a little you-time?n If so, then it’s time to make that room a reality.

 

 

6. You don’t want to entertain

This one can sneak up on you. It’s easy to make excuses to yourself for why you don’t want your friends and family to come round — oh it’s always stressful, we don’t want to cook, it’s nicer when we go out — but is the truth simply that you don’t feel your home is up to the task of entertaining your loved ones?

 

 

7. Glastonbury toilet queues

Morning bathroom arrangements can be fraught at the best of times. If you’re noticing a Glastonbury-style queue regularly forming outside your house’s one toilet, then you might need to think about easing that burden.

 

 

8. Stubbed toes

Ow. Ow, ow, ow. Whether it’s on chairs, the clothes horse, boxes or furniture, always finding yourself stubbing your toes is a surefire sign that you’ve got less space in your home than you need.

 

 

9. “Creative” storage

Laundry in the car. Shoes on the dishwasher. Plates in the airing cupboard. Do these kind of makeshift, improvised storage arrangements sound familiar?

 

 

10. You’re constantly dreaming of improvements

Following more than a few interior design accounts on Instagram? Constantly updating your Pinterest mood board with items from your dream home? Finding yourself saving Ikea furniture on your lunch break? It’s time to face facts — you need more space to make your home into what you always wanted.